We help New Zealanders navigate the mortgage and lending landscape with clarity and confidence — from first homes to investment portfolios.
Independent advice. Better outcomes.
Buying your first home is a big step. We'll guide you through KiwiSaver withdrawals, First Home Grants, deposit requirements, and finding the best rates for your situation.
Learn more →Ready to upgrade? Moving to your next home means navigating the sale of your existing property, bridging finance, and restructuring your mortgage. We help you move up with confidence — maximising your equity and securing the best deal on your next purchase.
Learn more →Grow your property portfolio with smart lending strategies. We help investors structure loans, access equity, and maximise borrowing capacity across multiple properties.
Learn more →Already have a mortgage? We'll review your current rate, compare the market, and show you how much you could save — then handle the entire switching process for you.
Learn more →New builds and construction loans require specialist expertise. We manage the complexity of progress payment structures, consents, and builder contracts on your behalf.
Learn more →From commercial property to business lending, we connect you with the right lenders for your enterprise — whether you're expanding operations or acquiring assets.
Learn more →We're not tied to any bank or lender. Our only job is to find you the best possible outcome.
Most people don't need more information about mortgages. They need someone who takes the time to understand their situation — and helps them move forward with confidence.
That's exactly why I founded Root Finance.
Before moving into lending, I spent over 12 years in recruitment and leadership, helping thousands of people navigate life's biggest decisions. What I discovered is that the conversations that matter most aren't about products or rates — they're about people, their goals, and what's really at stake.
I bring that same mindset to every client I work with today. I won't pretend to have decades of lending experience, and I won't overwhelm you with jargon. What I will do is listen carefully, be straight with you, and work hard to find the right solution for your situation — not just any solution.
As a homeowner, property investor, business owner, husband, and father, I understand that financial decisions carry real weight. They shape your family's future, your opportunities, and your peace of mind.
Root Finance exists because good advice starts with understanding people. If you're looking for someone who'll take the time to understand your story, I'd love to talk.
From first chat to keys in hand — here's what working with Root Finance looks like.
It starts with your story. We take the time to understand your situation, your goals, and what matters most to you.
The right fit, not the easy one. We search across 20+ lenders to find the best match for your unique needs.
Honest advice, plain language. We walk you through your options clearly so you can make confident decisions.
Every detail taken care of. We handle your application from start to finish, keeping you updated along the way.
We stay close until it's done. Liaising with lenders directly to get your approval across the line.
Support that doesn't stop. We stay in touch after settlement, proactively reviewing your lending as your life evolves.
Whether you're just starting out or ready to act — we'd love to hear from you. Book a free, no-obligation consultation.